Accredited investors can invest as much as they want. But if you are NOT an accredited investor, your investment limit depends on either your annual income or net worth, whichever is greater. If the number is less than $124,000, you can only invest 5% of it. If both are greater than $124,000 then your investment limit is 10%.

To calculate your net worth, just add up all of your assets and subtract all of your liabilities (excluding the value of the personʼs primary residence). The resulting sum is your net worth. 

We cannot give tax advice, and we encourage you to talk with your accountant or tax advisor before making an investment. 

Individuals over 18 years of age can invest. 

There will always be some risk involved when investing in a startup or small business. And the earlier you get in the more risk that is usually present. If a young company goes out of business, your ownership interest could lose all value. You may have limited voting power to direct the company due to dilution over time. You may also have to wait about five to seven years (if ever) for an exit via acquisition, IPO, etc. Because early-stage companies are still in the process of perfecting their products, services, and business model, nothing is guaranteed. Thatʼs why startups should only be part of a more balanced, overall investment portfolio. 

The Common Stock (the “Shares”) of UgenticAI (the “UgenticAI”) are not publicly-traded. As a result, the shares cannot be easily traded or sold. As an investor in a private company, you typically look to receive a return on your investment under the following scenarios: The Company gets acquired by another company. The Company goes public (makes an initial public offering). In those instances, you receive your pro-rata share of the distributions that occur, in the case of acquisition, or you can sell your shares on an exchange. These are both considered long-term exits, taking approximately 5-10 years (and often longer) to see the possibility for an exit. It can sometimes take years to build companies. Sometimes there will not be any return, as a result of business failure. Live Offering Landing Page – Mandatory FAQs/Investor Education

Shares sold via Regulation Crowdfunding offerings have a one-year lockup period before those shares can be sold under certain conditions. The exceptions are sales to: (i) to the Company; (ii) to an “accredited investorˮ within the meaning of Rule 501 of Regulation D under the Securities Act; (iii) as part of an offering registered under the Securities Act with the SEC; or (iv) to a member of the Investorʼs family or the equivalent, to a trust controlled by the Investor, to a trust created for the benefit of a member of the family of the Investor or equivalent, or in connection with the death or divorce of the Investor or other similar circumstance. 

In the event of death, divorce, or similar circumstance, shares can be transferred to: ● The company that issued the securities ● An accredited investor ● A family member (child, stepchild, grandchild, parent, stepparent, grandparent, spouse or equivalent, sibling, mother-in-law, father-in-law, son-in-law, daughter-in-law, brother-in-law, or sister-in-law, including adoptive relationships) 

If a UgenticAI does not reach their minimum funding target, all funds will be returned to the investors after the close of the offering. 

All available disclosure information can be found on the landing pages for our Regulation Crowdfunding offering. 

You can cancel your investment at any time, for any reason, until 48 hours prior to a closing occurring. If youʼve already funded your investment and your funds are in escrow, your funds will be promptly refunded to you upon cancellation. To submit a request to cancel your investment please email: [email protected] 

At a minimum, UgenticAI will be filing with the SEC and posting on itʼs website an annual report, along with certified financial statements. Those should be available 120 days after the fiscal year end. If the company meets a reporting exception, or eventually has to file more reported information to the SEC, the reporting described above may end. If these reports end, you may not continually have current financial information about the company. 

DealMaker Securities LLC acts as an intermediary for UgenticAI. DealMaker Securities LLC facilitates the offering process by connecting UgenticAI with potential investors, ensuring compliance with regulations, managing transaction logistics, and acting as a communication channel between UgenticAI and investors. Once the offering ends, UgenticAI may continue its relationship with DealMaker Securities LLC for additional offerings in the future. DealMaker Securities LLC’ affiliates may also provide ongoing services to UgenticAI. There is no guarantee any services will continue after the offering ends.